posts category

Financial and Legal

Is retirement a thing of the past in Australia? Do we need and/or want to work more years? Is Government policy pushing us in that direction? These are some of the retirement trends canvassed in David Kennedy’s new book “End of the Retirement Age: Embracing the pursuit of …

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Insurance and plans for funerals seem to feature extensively these days on free to air television. Is this the best that product marketers can pitch to our demographic? I hope not. Having said that, I have had cause in recent months to reflect on funeral traditions and trends and to …

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The Government has released their guidelines on the super changes confirmed in the 2017 Budget, on 15 June 2017 for changes starting 1 July 2017.  We wrote about aspects of these changes in our post Unintended Consequences. As we are not financial planners or accountants, all we can suggest is …

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It is a truism worth contemplating in the context of superannuation planning, that “you don’t know when you are going to die!” says Ross Greenwood. Clever and nice fellow Ross. Recent Research conducted in Australia by Vanguard indicated that 38% of pre-retirees are “anxious” when thinking about [their …

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Budgeting, it sounds so boring doesn’t it? Keeping receipts, entering them into a spreadsheet …..yawn. At Retiring not Shy! we are very aware that retirement is about much more than money. However, money is an essential tool in our lives which allows us to do many things which bring …

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Organ donation has the potential to not just save lives for the recipients, but to ease a lot of pain for families, friends and the extended community. Aside from individual pain and the attendant heartbreaking anxiety of families, the cost of a protracted illness to the broader community and the …

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The message said something like this ‘Hi, I’m Jo a producer at 60 Minutes and I would like to speak with you about a program we are putting to air on changes to superannuation policy’. Sure you are … I thought to myself and sure you do! Fortunately, I …

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…..for your rights! Yes you do have consumer rights. Unfortunately, Australia has regressed from strong consumer laws passed in the 1970’s. However, take heart, you still have power. Hopefully this post provides some insights into dealing effectively with well-founded, significant consumer complaints of any dollar value.  One of …

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I continue to be amazed when I hear the sad and stressful stories from friends whose family or close friends die intestate or are critically ill but have no power of attorney in place. Just like manners and courtesy there is seemingly no socio-economic pattern here either. I wonder …

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If you are 65 and already have several millions to play with, questions raised in my previous post on Getting Started are not so much of a worry. If you are much younger and are developing a “retirement vision” then START PLANNING NOW! If you are fortunate enough to have …

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