Disclosure Policy

This blog is a personal blog written and edited by us. If you have questions about this blog, please contact jan@retirement-planning.info

Disclaimer

We are neither financial planners nor retirement planners or travel agents. The views and opinions expressed on this blog are purely ours. If we claim or appear to be experts on a certain topic or product or service area, it will only be through our personal experience of that topic, product or service.  We will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. Our aim is to share our experiences and opinions with you; our reader. Should you decide to purchase a product or service which we have reviewed or otherwise promoted; that purchase decision is yours alone.

Disclosure

We need you to know that we accept forms of cash advertising, sponsorship, paid insertions and other forms of compensation. Our blog and other social media may include affiliate advertising and links to items whereby a commission is paid should a sale eventuate from your following that link. Advertising links on this site may use cookies and your use of this site assumes you accept the use of those cookies. Please see our Privacy Policy below.

We abide by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. Where compensation received may influence the advertising content, topics or posts made in this blog, or otherwise in social media, it will be clearly identified as paid or sponsored content.  However, any opinions shared in sponsored content and reviews will be ours based on our experience.

We may also receive product to trial but those products are received without any guarantees to the provider. We may or may not review the products and those reviews are not guaranteed to be favourable. Should we be compensated for reviews, or our views in any other form, this will be clearly stated. Should product be gifted to us and then featured on our blog, or otherwise in social media, we will indicate this.

Privacy Policy

Who we are

At Retiring not Shy!, we are committed to maintaining the trust and confidence of our visitors to our web site. In particular, we want you to know that we are not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes. We just don’t do that sort of thing. But just in case you don’t believe us, in this Privacy Policy, we’ve provided lots of detailed information on when and why we collect your personal information, how we use it, the limited conditions under which we may disclose it to others and how we keep it secure.

Types of data we collect

Website Cookies

What are cookies?

Like most websites, Retiring not Shy! uses cookies to collect information.  Cookies are small data files which are placed on your computer or other devices (such as smart ‘phones or ‘tablets’) as you browse this website.  They are used to ‘remember’ when your computer or device accesses our websites.  Cookies are essential for the effective operation of our websites.  They are also used to tailor the products and services offered and advertised to you, both on our websites and elsewhere.

Information collected

Some cookies collect information about browsing and purchasing behaviour when you access this website via the same computer or device.  This includes information about pages viewed, products purchased and your journey around a website.  We do not use cookies to collect or record information on your name, address or other contact details.  Our advertisers can use cookies to monitor your browsing and purchasing behaviour when you click on advertisements on our site.

How are cookies managed?

The cookies stored on your computer or other device when you access our websites are designed by:

– third parties who participate with us in marketing programmes; and

– third parties who broadcast web banner advertisements on our site

What are cookies used for?

The main purposes for which cookies are used are: –

  1. For technical purposes essential to effective operation of our websites, particularly in relation to on-line transactions and site navigation.
  2. For Retiring not Shy! to market to you, particularly web banner advertisements and targeted updates.
  3. To enable us to collect information about your browsing and shopping patterns, including to monitor the success of campaigns, competitions etc.

How do I disable cookies?

If you want to disable cookies you need to change your website browser settings to reject cookies.  How you can do this will depend on the browser you use.   Further details on how to disable cookies for the most popular browsers are set out below: –

For Microsoft Internet Explorer:

  1. Choose the menu “tools” then “Internet Options”
  2. Click on the “privacy” tab
  3. Select the setting the appropriate setting

For Google Chrome:

  1. Choose Settings> Advanced
  2. Under “Privacy and security,” click “Content settings”.
  3. Click “Cookies”

For Safari:

  1. Choose Preferences > Privacy
  2. Click on “Remove all Website Data”

For Mozilla firefox:

  1. Choose the menu “tools” then “Options”
  2. Click on the icon “privacy”
  3. Find the menu “cookie” and select the relevant options

For Opera 6.0 and further:

  1. Choose the menu Files”> “Preferences”

What happens if I disable cookies?

This depends on which cookies you disable, but in general the website may not operate properly if cookies are switched off.  If you only disable third party cookies, you will not be prevented from making purchases on our sites.  If you disable all cookies, you will be unable to complete a purchase on our sites.

Google Analytics

When someone visits www.retirement-planning.info we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. This information is only processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of those visiting our website.

Mailing Lists

We use MailerLite to manage our email marketing subscriber list and to send emails to our subscribers. MailerLite is a third-party provider, which may process your data using industry standard technologies to help us monitor and improve our newsletter.

MailerLite’s privacy policy is available here 

You can unsubscribe from our newsletter by clicking on the unsubscribe link provided at the end of each newsletter.

Third Parties

We may share anonymised personal information (typically from Google Analytics) with other organisations, particularly our sponsorship partners and blogging agencies. We are required to provide this information in order to receive payment from our partners. We will always clearly disclose when content is sponsored.

Access to your personal information

You are entitled to view, amend, or delete the personal information that we hold. Email your request to our data protection officer Jan at jan@retirement-planning.info or via our Contact Us page.

Changes to this Privacy Notice

This Privacy Notice was created on 29th May 2018.