posts category

Financial and Legal

The statistics on elder abuse in Australia are not easily determined but it is a very real problem. We share one woman’s experience in confronting and dealing with this issue. [This is a guest post by an Australian woman who generously shares with us the reality of dealing …

Continue reading

Having at least some basic financial planning skils in place is essential to a satisfying retirement and we recommend you develop your personal investment plan. Here is an outline of how we went about this. Alternatively, you could just win the lottery but “Hope is not a strategy”  and so …

Continue reading

Creating a retirement budget is key to the enjoyment of your retirement. It’s a roadmap to your retirement goals and to ticking off some bucket list items. Why creating a budget is important Budgeting sounds so boring doesn’t it? Keeping receipts, entering them into a spreadsheet …..yawn …

Continue reading

Is retirement a thing of the past in Australia? Do we need and/or want to work more years? Is Government policy pushing us in that direction? These are some of the retirement trends canvassed in David Kennedy’s new book “End of the Retirement Age: Embracing the pursuit of …

Continue reading

Insurance and plans for funerals seem to feature extensively these days on free to air television. Is this the best that product marketers can pitch to our demographic? I hope not. Having said that, I have had cause in recent months to reflect on funeral traditions and trends and to …

Continue reading

The Government has released their guidelines on the super changes confirmed in the 2017 Budget, on 15 June 2017 for changes starting 1 July 2017.  We wrote about aspects of these changes in our post Unintended Consequences. As we are not financial planners or accountants, all we can suggest is …

Continue reading

It is a truism worth contemplating in the context of superannuation planning, that “you don’t know when you are going to die!” says Ross Greenwood. Clever and nice fellow Ross. Recent Research conducted in Australia by Vanguard indicated that 38% of pre-retirees are “anxious” when thinking about [their …

Continue reading

Organ donation has the potential to not just save lives for the recipients, but to ease a lot of pain for families, friends and the extended community. Aside from individual pain and the attendant heartbreaking anxiety of families, the cost of a protracted illness to the broader community and the …

Continue reading

The message said something like this ‘Hi, I’m Jo a producer at 60 Minutes and I would like to speak with you about a program we are putting to air on changes to superannuation policy’. Sure you are … I thought to myself and sure you do! Fortunately, I …

Continue reading

…..for your rights! Yes you do have consumer rights. Unfortunately, Australia has regressed from strong consumer laws passed in the 1970’s. However, take heart, you still have power. Hopefully this post provides some insights into dealing effectively with well-founded, significant consumer complaints of any dollar value.  One of …

Continue reading